About Us
A Legacy of Professional, Ethical Debt Recovery Since 1984
We were founded on a simple belief: successful collections come from professionalism, empathy, and ethical practices. Since 1984,
we have served the commercial credit community with transparent, results-driven services that prioritize your reputation and relationships.
Founded in 1984, CMCS is a trusted provider of commercial debt collection and accounts receivable management services, built on a core commitment to prompt, professional, and ethical service. For over four decades, we have supported the commercial credit community by helping businesses recover outstanding receivables while protecting client relationships and brand reputation.
What began as a specialized commercial collections firm has evolved into a full-service partner for managing one of the most critical assets of any modern organization: its accounts receivable portfolio. Our services are designed to improve cash flow, reduce aging receivables, and strengthen overall financial performance.
CMCS continuously invests in modern technology and proven collection strategies to deliver efficient, compliant, and results-driven solutions. However, technology alone is not what sets us apart. Our greatest strength lies in our experienced, highly trained professionals, who bring industry knowledge, strategic insight, and personalized attention to every client engagement.
As a CMCS client, you will never be routed to voicemail or left waiting for answers. You will always have direct access to a knowledgeable account specialist who understands your business, your accounts, and your goals. We believe effective communication is essential to successful commercial collections.
Our commercial collection services are fully customizable, allowing you to choose the level of involvement that best fits your organization. Whether you prefer hands-on collaboration or a streamlined, managed process, we tailor our approach to your needs. Reporting, communication methods, and service structures are designed around your preferences, ensuring transparency, control, and confidence throughout the process.
If an existing program does not fully meet your requirements, CMCS will develop a customized collection strategyaligned with your policies, industry standards, and compliance requirements. Our goal is simple: to provide reliable, ethical, and effective accounts receivable management solutions that support your long-term business success.
The CMCS cartoons are original works created as part of our early marketing. If you would like a post card depicting one of these cartoons, please use the form at the bottom of the page.
Our Process
CMCS follows a structured, ethical commercial debt collection process designed to maximize recovery while preserving professional business relationships. Each engagement begins with a strategic review of accounts receivable, followed by professional outreach, technology-driven case management, strict compliance oversight, and transparent reporting.
Our B2B collections process is flexible and scalable, allowing businesses to maintain control over how their receivables are handled while benefiting from an efficient, results-focused approach tailored to their industry and internal policies.
What Makes Us Different
No scripts. No runaround. No hidden fees. Just honest, effective, professional recovery.